Delivery and Payment

Payment Methods

  • Esto 3 Payment Option - Pay in 3 equal installments, with no extra fees!
  • Esto Hire Purchase - Divide your total cost into up to 72 smaller, convenient instalments. €0 contract fee!
  • Esto Pay Later - Pay for your purchase in 30 days at no extra cost.
  • Maksekeskus - The most popular payment solution in the Baltics for private individuals: Swedbank, SEB, Luminor, LHV, Coop Pank, Pocopay, Visa, and Mastercard.
  • Maksekeskus (for legal entities) - The most popular payment solution in the Baltics for businesses: Swedbank, SEB, Luminor, LHV, Coop Pank, Pocopay, Visa, and Mastercard.

ESTO 3 Payment Option

ESTO 3 is the most popular next-generation payment method. Split your purchase amount conveniently into 3 equal installments. Get exactly what you need with no interest, no extra fees, and no down payment.

You can use ESTO hire purchase both in the online store and at the showroom.

How it works:


  1. Add your desired products to the shopping cart.
  2. Select Esto 3 as the payment method.
  3. You will receive a decision in real time.
  4. If approved, confirm your purchase.
  5. ESTO will send you your first invoice on the 15th of the following month.
  6. Esto 3 Image

    The financial service is provided by ESTO AS. Before signing the agreement, review the terms and conditions and, if necessary, consult a specialist. More information: www.esto.ee

    ESTO Hire Purchase

    ESTO hire purchase is a flexible payment solution that allows you to conveniently split your payment into monthly installments. Divide your purchase amount over a period that suits you.

    The repayment term and down payment amount can be selected during checkout when you choose ESTO hire purchase.

    You can use ESTO hire purchase both in the online store and at the showroom.

    How to use ESTO hire purchase:


    1. Add the desired products to your shopping cart.
    2. Select ESTO hire purchase as the payment method.
    3. Choose your preferred repayment period from 3 to 60 months.
    4. You will receive a decision in real time.
    5. If approved, digitally sign the agreement using your ID card, Smart-ID or Mobile-ID.
    6. Esto HP Image

      The financial service is provided by ESTO AS. Before signing the agreement, review the terms and conditions and, if necessary, consult a specialist. More information: www.esto.ee

      Example of annual percentage rate (APR):

      The annual percentage rate for ESTO AS hire purchase is 23.63% under the following sample terms: credit amount €1,490; price of goods/services €1,490; down payment 0%; fixed interest rate 11.90%; contract fee €0; total amount of credit and repayments €1,844.64, assuming the credit is repaid over 24 months in equal monthly installments of €76.86. Review the terms before signing the agreement and consult a specialist if necessary. Hire purchase is provided and managed by ESTO AS.

      ESTO Pay Later

      ESTO Pay Later is a new way to pay for your purchases. You get the purchase immediately and need to pay the invoice within 30 days. Get exactly what you need without interest, extra fees or down payment.

      Use the ESTO Pay Later payment method in online stores and physical shops.

      How does it work?

      By choosing the ESTO Pay Later payment method, your order is confirmed immediately, but you don't have to pay right away, as the payment deadline is 30 days later.


      1. Add the necessary products to your cart.
      2. Choose the ESTO Pay Later payment method at checkout.
      3. You will receive a decision in real-time.
      4. If the decision is positive, confirm the purchase.
      5. ESTO will send you an invoice, which must be paid in full within 30 days.
      6. ESTO Pay Later

        The financial service is provided by ESTO AS. Before signing the agreement, review the terms and conditions and, if necessary, consult a specialist. More information: www.esto.ee

        WHAT IS ESTO?

        ESTO is the preferred payment solution provider in the Baltics, revolutionizing the sales experience for merchants and the purchasing experience for consumers by making it exceptionally easy and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO's mission is to help partners sell and customers buy.

        Delivery Methods

        AQUAPHOR Online Store Delivery Methods

        We offer several delivery options:

        • Omniva Courier - Delivers your order directly to your specified address. Delivery time 2-5 business days. Free delivery for orders over 60€.
        • Omniva Parcel Machine - A convenient and fast way to receive your order. Delivery time 2-5 business days. Free delivery for orders over 35€.
        • Unisend Parcel Machine - A convenient and fast way to receive your order. Delivery time 2-5 business days. Free delivery for orders over 35€.
        • AQUAPHOR Showroom - Free, pick up in person. Showroom open Mon-Fri 9:00-17:00, lunch break 12:00-13:00.

        Delivery fees and times may vary depending on the product. Exact delivery costs and terms are shown when placing the order.

        The Seller is not responsible for any damage or delays caused by circumstances beyond the Seller’s control.

        Order Collection

        • Upon receiving the order, the Buyer must immediately check whether the products match the order.
        • If the products do not match the order and/or the packaging shows visible damage, the Seller must be notified immediately.
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